Loans and mortgages
Consumer credit ans property loans

Consumer credit

Home improvement and personal loans (credit travaux)
- Up to 21 500 €
- Available within 8 days of application
- Fexible repayment features allow you choose your monthly repayments
- No penalty for early repayment

Property loans

Pack immobilier Caisse d'Epargne

Simplify the property buying process with an all inclusive package deal :
- a competitive fixed rate or variable loan
- a bank guarantee to secure the loan (cheaper than a traditional mortgage)
- Insurances
        - ADI (death and invalidity)
        - Resale (for 5 years, covers limited capital losses in certain situations (10% max of purchase price, limited at 23 000 €)
        - Home insurance (walls and contents)

 

Tactimo variable rate loan
- Loans avaible from 7 to 30 years
- Choose between capped or non capped loans
- The first year interest rate is known
-  The first year interest rate is lower than the fixed rate
- Transform your loan into a fixed rate loan if you wish


Primo fixed rate loan
- Loans available from 7 to 30 years
- Fixed : the interest rate and repayment remain the same throughout  the repayment  period
- Flexible : modify your loan repayments annually if needs be

 

Death and invalidity insurance ADI (Assurance décès invalidité)
- Obligatory loan insurance covering the repayment of the property loan in case of invalidity or death
- Monthly repayments that depend on the amount borroxed and the age of the borrwers

Home insurance
Wall and contents insurance

For more information on property loans ...

Contact Lois Weston : 04 30 16 30 06 or call 0810 081 082 (0,12 € inc.VAT/min from a land line)